Robious Corridor

Cameron Gallagher Memorial Lacrosse Invitational

Benedictine Lacrosse

Benedcitine LacrosseToday, the Cadets will play in the 3rd Annual Cameron Gallagher Memorial Lacrosse Invitational. In its third year, the team hopes that the event will continue to grow so that it may benefit the SpeakUp 5k and CKG Foundation.

To raise money, the team will be raffling off some great prizes, such as throwback team gear, new team gear, Lacrosse heads and sticks, and more.  The Cadets will be raffling off this year’s grand prize,  a $500 e-Gift Card to BSN Sports online.  All proceeds from the raffle will go directly to the CKG Foundation.

Teams attending this year’s event will be Fork Union Military Academy, Randolph-Macon Academy, and for the first time Liberty Christian Academy. Games will begin at 10am, noon, and 2pm with a prize winner being announced between each game. The Grand Prize winner will be announced at Halftime during the final game of the day.

This is a great event to attend, or to share with your family and friends.

To learn more about the SpeakUp 5K, the CKG Foundation, and to check out Cameron’s story CLICK HERE.







 Danny Murphy

11th Annual Titan Jazz and Art Festival

Trinity Episcopal School

12592357_10154131936557422_7195514399178353818_nToday, beginning at 1:00 PM, is the Trinity Episcopal School’s 11th Annual Titan Jazz and Art Festival. Performances will be provided by professional and student jazz ensembles running continuously from 1:00 until 7:30 p.m. on Trinity’s campus.

More than 200 student musicians from across the region are performing throughout the day, representing Collegiate School, Deep Run High School, Mills E. Godwin High School, Monacan High School, Richmond Community High School, The Steward School, Trinity Episcopal School and the VCU Greater Richmond High School Jazz Band.

Headlining the event at 3 p.m. is the Central Virginia Jazz Orchestra, a professional big band ranked among the region’s premier arts groups led by tenor saxophonist Myrick Crampton.

The grand finale, beginning at 6:40 p.m., features Antonio Garcia, nationally acclaimed director and head of Jazz Studies at VCU, conducting the VCU Greater Richmond High School Band.

Trinity visual art students will host an “Open Studio” in the Perkinson Arts Center.

Trinity volunteers will be firing up the grill and selling hot dogs, hamburgers and beverages, so bring a lawn chair, relax with Trinity friends and families, and enjoy a day of music, art, food and fun. The festival will take place rain or shine. A 4,200 square-foot tent will shelter the main outdoor stage.

Admission is FREE and open to all.

To check out the Performance Schedule CLICK HERE.









Robious Corridor

Robious Corridor

Yoga for a Limitless Spirit

acac Midlothian

acac Midlothian YogaJoin acac Midlothian for the first in a three-part yoga series, Yoga for a Limitless Spirit – A Journey Through the Energy Centers of the Body.


TIME: 1-4pm.

COST: $45/member


Register at the front desk.

No previous yoga experience required.











Robious Corridor

Robious Middle School – in the Spotlight

Robious Middle SchoolThe were a lot of great things happening at Robious Middle School this past week.  Justin Goldman, a student at RMS, participated in the VA PTA Power Plates Program.  Of course, Justin won 1st place in the Breakfast Category for Middle Schools.

That is just how the Robious Raiders roll.

That wasn’t the only great news to come out of Robious Middle School last week.  The Raiders took part in the Central Virginia Trex Plastic Film Recycling Challenge.  The students at Robious Middle collected over 2,000 pounds of plastic.  More than enough to take first place in the challenge.

That is just how the Robious Raiders roll.

And because they roll like that…


Robious Middle School is in the Winterfield Veterinary Hospital Spotlight!




Danny Murphy




Robious Corrdior

Does a reverse mortgage ever make sense?

The short answer is ‘it depends.’

Reverse MortgageYou’ve probably seen the ads with celebrities praising the benefits of reverse mortgages for cash-strapped seniors.

A recent one features actor Henry Winkler explaining how older Americans can tap into the equity of their homes to help meet expenses.

Does a reverse mortgage ensure financially Happy Days?

“The truthful answer is that it depends, based upon the individual homeowner’s circumstances, needs and financial resources,” said Steven A. Bogan of Glendenning Mortgage Corp. in Haddonfield, New Jersey. “For example, a person that needs to pay for home health care professionals but does not have the income to absorb this expense could be an ideal candidate for a reverse mortgage.”

But the need for cash is just one reason to look into a reverse mortgage. There are associated short- and long-term costs that should be considered in determining whether a reverse mortgage is the best option for you and your heirs.

Reverse mortgages explained

A reverse mortgage allows homeowners to access the equity in their homes without selling. To qualify, applicants must meet various criteria, including:

  •     Be at least 62 years old.
  •     The home must be their primary residence.
  •     The applicant must have paid off most, or all, of their “traditional” mortgage (although, if there’s an outstanding balance on the conventional mortgage, a reverse mortgage may be used to pay that off.)

The attractive distinction of a reverse mortgage is that it that does not need to be immediately repaid by the borrower. Instead, the loan can be repaid when the borrower leaves the home and the house is sold. Although similar to a home equity line of credit, a reverse mortgage doesn’t require any monthly payments to the lender — a plus for older people often on a tight budget.

Applicants can receive mortgage proceeds in a lump sum or in regular installments.

Reverse mortgages are available through private firms. Federally insured reverse mortgages, known as home equity conversion mortgages, are available through a Federal Housing Administration-approved lender.

“The FHA has taken quite a few steps in the past few years to make reverse mortgage loans safer for borrowers, such as protection for surviving spouses,” said Aaron LaRue of the website Mortgage Monks. “They’ve also added a financial assessment to the loan product, which means the loans are harder to qualify for.”

Reverse mortgage pluses

Among the other advantages of reverse mortgages is homeowners remain in their homes while retaining exclusive title and ownership. Moreover, because payments are considered a type of loan and not income, the proceeds are not subject to tax. Nor does a reverse mortgage impact Social Security or Medicare benefits.

Another advantage is the flexibility with which reverse mortgage proceeds may be used. For some borrowers, funds can serve as a financing supplement that may be applied to everyday expenses for retirees who may not have saved enough to maintain a desired lifestyle.

In other instances, reverse mortgage funds can be targeted toward a specific, one-time use, such as an unplanned medical expenses.

“The biggest pro with a reverse mortgage is it can reduce your housing expenses and provide long-term monthly income,” said LaRue. “This might be the best — or only — option for retirees facing a major income gap or an unexpected major expense, like a medical bill.”

The downsides

Like any other financial product, reverse mortgages are not free of caveats. For reverse mortgages, the main drawback is the expense, which includes lender fees, mortgage insurance (for federally insured loans) and closing costs. Factors impacting overall cost also include the age of the borrower and appraised value of the home.

For instance, a 64-year-old with a home valued at $300,000 can expect to pay more than $8,000 and even more in loan origination fees and upfront costs for a reverse mortgage that accesses the greatest amount of funds available.

“They can be very expensive, primarily due to mortgage insurance costs,” said Casey Fleming, author of “The Loan Guide: How to Get the Best Possible Mortgage.”

The National Reverse Mortgage Lenders Association has a reverse mortgage calculator here.

In fact, fees associated with reverse mortgages are more expensive than they used to be, thanks in part to The  Reverse Mortgage Stabilization Act of 2013 — which Congress passed to reduce the number of homeowners unwittingly overextending themselves and becoming unable to pay property tax, hazard insurance and other essential obligations. The higher fees help cover the costs the federal government was paying insurance claims to lenders whose borrowers defaulted.

The legislation cut back the amount of equity homeowners could tap into by roughly 15 percent — in most cases borrowers are eligible to withdraw up to 60 percent of their home’s equity.

Although a reverse mortgage doesn’t require immediate repayment by the borrower, interest rates do apply when the loan is eventually paid back. In many cases, reverse mortgages are subject to variable interest rates. Since rates are currently in the 3 to 4 percent range, many feel the only place rates can trend is up, costing reverse mortgage holders more the longer they use and wait to repay the proceeds.

“There are two major cons, and they’re intertwined. The first is the fact that you could end up with no home equity, which means you may not have anything to leave to your family once you’re gone,” said LaRue. “Also, if you choose to receive monthly distributions, you are signing up for an adjustable interest rate. The lifetime caps on these mortgages can be quite high.”

Is it right for you?

The federal department of Housing and Urban Development has a website through which consumers can locate a reverse mortgage counselor.

“As with all financial tools, it is not for everyone, and we always encourage our clients to consult their financial adviser, tax professional and their family,” said reverse mortgage specialist Mehran Aram.

Among the questions to evaluate is how long the homeowners plan to stay in their home.

“They should be pretty sure that they plan to stay in their home for the very long term, hopefully for the rest of their lives,” said Portland, Oregon, financial planner Glen Clemans. “Because the upfront costs are so much higher than a traditional mortgage, (reverse mortgages) generally don’t make sense as a short-term solution.”

Consider as well the impact of how much money you may be able to leave your heirs. The more you use from your home’s equity, the less that remains for your loved ones.

written by Jeff Wuorio

click here for source article

Robious Corridor

Avoiding Mosquito Bites

at Your Next Outdoor Event

Robious CorridorI had quite a few friends get engaged over the holidays and weddings are in full planning. Brides go to great lengths to create a special day for their husbands and guests alike. For some, no details go unnoticed, but for others, things slip through the cracks. If you’re planning an outdoor wedding, graduation party or other outdoor event, let us give you a helpful hint: don’t forget about the mosquitoes.

I’ve been to a lot of weddings and outdoor events. Some I remember more than others. Last year my husband and I attended an outdoor wedding at a Virginia plantation. It was beautiful. I don’t remember the food or flowers, but I remember it being a great night. One thing I won’t forget, however, is the amount of mosquitoes. They loved me that night, and I was itching the bites for days!

At Mosquito Squad, we help hosts, event planners and caterers make their events a success by ridding the property of mosquitoes with our mosquito control services.

Our typical mosquito treatments for the yard reduce a property’s mosquito population by up to 90%. The same product is used for our events spray ensuring that mosquitoes are left off the guest list. Depending on the area of the country and the seriousness of the mosquito problem, one or two sprays prior to the event will be recommended. Our trained technicians will come to the event space and spray the vegetation and areas where the mosquitoes are known to feed and harbor. They will pay particular attention to the areas where guests will gather outdoors, too.

Typically, members of the Squad will visit the property 24-48 hour prior to the event to spray. The product will eliminate any mosquitoes on contact and provide continuous protection as mosquitoes feed on the treated plants. If the mosquito problem is especially bad, they will come out twice.

If you’re planning a special event, reach out to our proud community partner, Mosquito Squad of South Richmond to discuss your mosquito treatment options. We’re happy to help you as you create the perfect outdoor event.  Don’t let what happened in the video below happen to you.





 acac Midlothian


Robious Corridor



Collegiate 14 Covenant 1

St. Christopher’s 9 Fork Union 0




STAB 8 St. Christopher’s 6



Trinity 19 Covenant 9

SSSA 14 Collegiate 4

Steward 13 St. Margaret’s 2




Mills Godwin 3 Douglas Freeman 0

Atlee 4 Patrick Henry 2

Maggie Walker GS 9 King William 0



St. John Paul the Great 1 Trinity Episcopal 0

St. Catherine’s 8 Covenant 0

Steward 4 St. Margaret’s 0

Atlee 6 Patrick Henry 0










Dogtopia Chesterfield



Robious Corridor



Dogtopia Weather Forecast


A chance of showers, mainly between 8am and noon. Mostly cloudy, with a high near 73. North wind 5 to 11 mph. Chance of precipitation is 30%. New precipitation amounts of less than a tenth of an inch possible.


weatherSaturday Night

Mostly clear, with a low around 48. North wind 5 to 7 mph.



Sunny, with a high near 71. North wind around 6 mph becoming calm in the afternoon.


weatherSunday Night

Clear, with a low around 52. Calm wind becoming south around 6 mph after midnight.



Sunny, with a high near 85.


weatherMonday Night

Partly cloudy, with a low around 60.



Mostly sunny, with a high near 85.


weatherTuesday Night

Partly cloudy, with a low around 55.



Mostly sunny, with a high near 75.


weatherWednesday Night

Mostly cloudy, with a low around 53.



A chance of showers and thunderstorms. Partly sunny, with a high near 81. Chance of precipitation is 30%.


weatherThursday Night

A chance of showers and thunderstorms. Mostly cloudy, with a low around 57. Chance of precipitation is 30%.



Mostly sunny, with a high near 80.




. . .








Ace Glass


Robious Corridor



Swimming lessons

Second-graders from Davis Elementary will learn to swim on Tuesdays through May 31 at SwimRVA. Lessons run 10-10:45 a.m., 10:45-11:30 a.m. and 11:45 a.m.-12:30 p.m. For more information, call 674-1310.

Healthy Habits

Gordon Elementary will participate in Healthy Habits 3:50-4:50 p.m. on Tuesdays through May 24. For more information, email



Wildcat 5K

Woolridge Elementary will host the Wildcat 5K and 1 Mile Fun Run at 2 p.m. April 24. For more information, call 739-6330.


Crash simulations

For the senior classe at James River High, the VCU School of Medicine will stage a car crash and demonstrate what happens in a trauma room. A MedFlight helicopter is scheduled to land. The crash simulation will take place 8-10:30 a.m. April 25 at James River High; email for information.

Field trip

Davis Elementary fourth-graders will visit Pamplin Historical Park 9:30 a.m.-3:20 p.m. April 25. For more information, call 674-1310.

Field trips

Davis Elementary third- and fourth-graders will visit the MathScience Innovation Center 10:15 a.m.-12:15 p.m. April 26-29, May 2 and May 4. For more information, call 674-1310.

Field trip

Davis Elementary kindergartners will visit the Science Museum of Virginia 9:30 a.m.-1 p.m. April 26. For more information, call 674-1310.

Prekindergarten application

At 19 schools, Chesterfield County Public Schools offers a limited number of prekindergarten spots to provide school-readiness skills to eligible children with the greatest need. Children who will be 4 years old by Sept. 30 and who are zoned for a school that offers prekindergarten can apply. There are no exceptions to age and residency requirements. Families can apply for prekindergarten at Perrymont, 8610 Perrymont Road, between 1 p.m. and 6 p.m. on these dates: April 26, May 3 and May 10. For more information, go to


Fourth-graders at Jacobs Road Elementary will present a recorder concert 6:30-7:30 p.m. April 26. For more information, call 674-1320.

Battle of the Books

Woolridge Elementary students will compete in a Battle of the Books 10 a.m.-1 p.m. April 26. For more information, call 739-6330.

Field trip

Curtis Elementary third-graders will attend “Johnny Appleseed” and have lunch at Swift Creek Mill Playhouse 9:15 a.m.-12:30 p.m. April 26. For more information, call 768-6175.

Field trip

Spring Run Elementary fifth-graders will go to Washington, D.C., 6:30 a.m.-6 p.m. April 28. For more information, call 639-6352.

Spring plant sale

The Career and Technical Center @ Courthouse will hold its annual spring plant sale 7 a.m.-4:30 p.m. April 28-29 and 9 a.m.-1 p.m. May 2-19 on weekdays. For sale will be annuals, perennials, vegetables, herbs, mixed containers and hanging baskets. For more information, email

Field day

Woolridge Elementary will enjoy field day April 29: 10 a.m.-noon for grades K-2 and 1-3 p.m. for grades 3-5. For more information, call 739-6330.

Go Nuts for Reading

Spring Run Elementary students who read eight books and return their bookmarks will attend a Richmond Flying Squirrels game free on April 29. Also, they may walk in a parade with Nutzy around the field before the game starts. For more information, call 639-6352.

Mustangs 5K

Midlo Middle is sponsoring its third annual 5K starting at 9 a.m. April 30. Register for the Mustangs 5K here: For more information, contact

Chesterfield Junior Cup

Students from elementary schools throughout Chesterfield County will compete in a tennis tournament at James River High 1-4 p.m. April 30. The rain date for the Chesterfield Junior Cup is May 1.


Elizabeth Davis Middle will gather at 7 p.m. April 28 for an Evening of the Arts, including visual art created by art and computer art students and music by band students. For more information, call 541-4700.

Book drive

Reams Road Elementary will hold its annual book drive throughout May. All students are invited to donate gently used books. At the end of the month, students will be able to browse the donated books and choose at least one book to keep as a way to kick off their summer reading. For more information, call 674-1370.

Go Nuts for Reading

Marguerite Christian Elementary students who read eight books and return their bookmarks will attend a Richmond Flying Squirrels game free on May 3. Also, they may walk in a parade with Nutzy around the field before the game starts. For more information, call 530-5733.

. . .



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